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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,263 | $176,077-61.2% | $159,455-57.2% | $167,518-59.3% |
| Participation rate | 88.9% | 84.9%+3.9pp | 82.8%+6.1pp | 82.1%+6.8pp |
| Annual return | 2.30% | 331.83%-329.5pp | 263.63%-261.3pp | 478.71%-476.4pp |
| Employer contribution / active EE | $1,910 | $5,298-64.0% | $4,830-60.5% | $4,838-60.5% |
| Participant deferral / active EE | $3,510 | $7,751-54.7% | $7,353-52.3% | $6,342-44.7% |
| Admin fee / account holder | $4,876 | $12,556-61.2% | $10,800-54.9% | $12,312-60.4% |