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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,534 | $165,361-61.6% | $149,715-57.6% | $158,950-60.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 34.61% | 348.24%-313.6pp | 276.66%-242.1pp | 302.91%-268.3pp |
| Employer contribution / active EE | $2,775 | $5,103-45.6% | $4,645-40.3% | $4,762-41.7% |
| Participant deferral / active EE | $3,393 | $7,182-52.8% | $6,842-50.4% | $5,983-43.3% |
| Admin fee / account holder | $926 | $10,808-91.4% | $9,310-90.1% | $11,248-91.8% |