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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,876 | $29,716+17.4% | $56,077-37.8% | $80,925-56.9% |
| Participation rate | 31.1% | 41.7%-10.6pp | 52.5%-21.4pp | 67.7%-36.6pp |
| Annual return | 97.44% | 35.30%+62.1pp | 1709.28%-1611.8pp | 35.65%+61.8pp |
| Employer contribution / active EE | $459 | $671-31.6% | $1,040-55.9% | $2,756-83.3% |
| Participant deferral / active EE | $1,174 | $1,228-4.4% | $1,954-39.9% | $4,299-72.7% |
| Admin fee / account holder | $2,100 | $2,432-13.7% | $2,825-25.7% | $6,940-69.7% |