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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,463 | $27,639-47.7% | $61,501-76.5% | $68,490-78.9% |
| Participation rate | 38.7% | 39.5%-0.8pp | 52.6%-13.9pp | 67.9%-29.2pp |
| Annual return | -16.50% | -13.19%-3.3pp | 339.04%-355.5pp | -7.85%-8.6pp |
| Employer contribution / active EE | $579 | $696-16.9% | $1,160-50.1% | $2,597-77.7% |
| Participant deferral / active EE | $1,326 | $1,264+4.9% | $2,125-37.6% | $4,028-67.1% |
| Admin fee / account holder | $420 | $2,012-79.1% | $2,132-80.3% | $5,403-92.2% |