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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,176 | $27,943-31.4% | $58,507-67.2% | $75,177-74.5% |
| Participation rate | 34.9% | 38.8%-3.9pp | 50.9%-15.9pp | 67.2%-32.3pp |
| Annual return | 21.11% | 44.22%-23.1pp | 4252.32%-4231.2pp | 160.75%-139.6pp |
| Employer contribution / active EE | $574 | $670-14.3% | $1,053-45.5% | $2,671-78.5% |
| Participant deferral / active EE | $1,287 | $1,202+7.1% | $1,922-33.1% | $4,126-68.8% |
| Admin fee / account holder | $1,676 | $1,727-3.0% | $2,486-32.6% | $5,651-70.3% |