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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,882 | $34,316-59.5% | $74,719-81.4% | $72,983-81.0% |
| Participation rate | 26.7% | 42.4%-15.7pp | 54.5%-27.8pp | 69.5%-42.8pp |
| Annual return | 27.76% | 26.58%+1.2pp | 753.05%-725.3pp | 81.01%-53.3pp |
| Employer contribution / active EE | $449 | $692-35.2% | $1,084-58.6% | $2,440-81.6% |
| Participant deferral / active EE | $1,558 | $1,272+22.5% | $1,963-20.7% | $3,608-56.8% |
| Admin fee / account holder | $314 | $2,125-85.2% | $3,334-90.6% | $5,124-93.9% |