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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,442 | $37,446-58.8% | $77,513-80.1% | $79,852-80.7% |
| Participation rate | 25.6% | 41.5%-15.9pp | 54.2%-28.6pp | 69.6%-44.0pp |
| Annual return | 28.87% | 39.76%-10.9pp | 54.81%-25.9pp | 31.72%-2.9pp |
| Employer contribution / active EE | $427 | $637-32.9% | $987-56.7% | $2,471-82.7% |
| Participant deferral / active EE | $1,304 | $1,261+3.4% | $1,861-29.9% | $3,740-65.1% |
| Admin fee / account holder | $258 | $2,506-89.7% | $2,859-91.0% | $5,306-95.1% |