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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,173 | $82,674-69.6% | $125,363-79.9% | $68,495-63.2% |
| Participation rate | 77.2% | 75.0%+2.1pp | 82.4%-5.2pp | 67.9%+9.3pp |
| Annual return | -16.07% | -5.97%-10.1pp | 572.15%-588.2pp | -7.84%-8.2pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $8,919 | $6,111+45.9% | $7,447+19.8% | $4,028+121.5% |
| Admin fee / account holder | $1,583 | $6,276-74.8% | $10,005-84.2% | $5,403-70.7% |