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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,908 | $98,766-73.8% | $149,730-82.7% | $79,852-67.6% |
| Participation rate | 89.7% | 75.8%+13.9pp | 82.5%+7.2pp | 69.6%+20.0pp |
| Annual return | 24.94% | 27.43%-2.5pp | 276.70%-251.8pp | 31.72%-6.8pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $12,333 | $5,681+117.1% | $6,843+80.2% | $3,740+229.7% |
| Admin fee / account holder | $396 | $6,052-93.5% | $9,310-95.7% | $5,306-92.5% |