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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,459 | $275,752-34.6% | $256,809-29.7% | $198,609-9.1% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 16.41% | 34.81%-18.4pp | 32.73%-16.3pp | 202.70%-186.3pp |
| Employer contribution / active EE | $7,629 | $7,721-1.2% | $7,263+5.0% | $5,055+50.9% |
| Participant deferral / active EE | $5,474 | $10,037-45.5% | $9,520-42.5% | $6,977-21.5% |
| Admin fee / account holder | $2,327 | $25,716-91.0% | $25,146-90.7% | $19,030-87.8% |