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| Provider | Service type | Compensation |
|---|---|---|
MERCER2 years Filed as: MERCER (US) INC MERCER INVESTMENTS Service code 16 21875 NETWORK PLACE · CHICAGO, IL 60673 | Consulting | $105,848 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $47,364 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $7,649 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,229 | $47,163+0.1% | $149,696-68.5% | $74,460-36.6% |
| Participation rate | 53.2% | 63.4%-10.3pp | 78.8%-25.6pp | 70.7%-17.6pp |
| Annual return | 22.79% | 22.75%0pp | 134.46%-111.7pp | 34.38%-11.6pp |
| Employer contribution / active EE | $4,081 | $1,907+114.0% | $4,821-15.3% | $2,638+54.7% |
| Participant deferral / active EE | $8,912 | $2,730+226.4% | $5,682+56.8% | $4,530+96.7% |
| Admin fee / account holder | $230 | $343-32.8% | $13,212-98.3% | $348-33.7% |