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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,909 | $160,070-28.2% | $147,117-21.9% | $145,897-21.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.83% | 98.69%-81.9pp | 420.54%-403.7pp | 552.29%-535.5pp |
| Employer contribution / active EE | $2,066 | $5,285-60.9% | $4,932-58.1% | $4,663-55.7% |
| Participant deferral / active EE | $15,392 | $8,419+82.8% | $8,065+90.9% | $6,689+130.1% |
| Admin fee / account holder | $1,075 | $15,035-92.9% | $12,993-91.7% | $13,390-92.0% |