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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,892 | $67,602-36.6% | $82,312-47.9% | $70,126-38.8% |
| Participation rate | 80.9% | 72.8%+8.1pp | 76.9%+4.0pp | 69.5%+11.3pp |
| Annual return | 11.08% | 21.57%-10.5pp | 25.88%-14.8pp | 73.15%-62.1pp |
| Employer contribution / active EE | $700 | $1,755-60.1% | $2,428-71.2% | $2,343-70.1% |
| Participant deferral / active EE | $1,940 | $2,987-35.0% | $3,706-47.6% | $3,332-41.8% |
| Admin fee / account holder | $14,477 | $4,512+220.9% | $5,608+158.2% | $4,645+211.6% |