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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,418 | $60,349-19.8% | $74,184-34.7% | $62,881-23.0% |
| Participation rate | 92.6% | 72.7%+19.8pp | 76.6%+15.9pp | 69.3%+23.2pp |
| Annual return | 4.45% | 21.38%-16.9pp | 17.74%-13.3pp | 20.14%-15.7pp |
| Employer contribution / active EE | $700 | $1,680-58.3% | $2,370-70.5% | $2,281-69.3% |
| Participant deferral / active EE | $2,078 | $2,856-27.2% | $3,550-41.5% | $3,203-35.1% |
| Admin fee / account holder | $9,821 | $4,261+130.5% | $5,586+75.8% | $4,296+128.6% |