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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,706 | $201,344-73.8% | $184,243-71.4% | $145,877-63.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.04% | 29.01%-22.0pp | 28.82%-21.8pp | 551.28%-544.2pp |
| Employer contribution / active EE | $8,554 | $7,022+21.8% | $6,427+33.1% | $4,663+83.4% |
| Participant deferral / active EE | $20,012 | $9,807+104.1% | $9,132+119.1% | $6,691+199.1% |
| Admin fee / account holder | $378 | $16,382-97.7% | $13,914-97.3% | $13,402-97.2% |