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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,693 | $153,769-63.8% | $133,975-58.4% | $273,972-79.7% |
| Participation rate | 75.0% | 88.4%-13.4pp | 87.1%-12.1pp | 83.0%-8.0pp |
| Annual return | -2.73% | 36.51%-39.2pp | 29.29%-32.0pp | 41.46%-44.2pp |
| Employer contribution / active EE | $2,740 | $6,029-54.6% | $5,211-47.4% | $4,869-43.7% |
| Participant deferral / active EE | $6,719 | $6,958-3.4% | $6,282+7.0% | $5,287+27.1% |
| Admin fee / account holder | $5,106 | $11,765-56.6% | $9,324-45.2% | $10,133-49.6% |