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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,070 | $209,874-67.1% | $189,537-63.6% | $167,536-58.8% |
| Participation rate | 50.0% | 88.7%-38.7pp | 87.8%-37.8pp | 82.1%-32.1pp |
| Annual return | 12.57% | 748.61%-736.0pp | 555.34%-542.8pp | 478.82%-466.2pp |
| Employer contribution / active EE | $26,635 | $6,913+285.3% | $6,161+332.3% | $4,839+450.4% |
| Participant deferral / active EE | $22,224 | $8,934+148.8% | $8,220+170.4% | $6,342+250.4% |
| Admin fee / account holder | $53,852 | $14,299+276.6% | $12,048+347.0% | $12,315+337.3% |