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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,706 | $201,370-73.8% | $184,256-71.4% | $145,897-63.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.04% | 29.05%-22.0pp | 28.85%-21.8pp | 552.29%-545.3pp |
| Employer contribution / active EE | $8,554 | $7,024+21.8% | $6,427+33.1% | $4,663+83.4% |
| Participant deferral / active EE | $20,012 | $9,808+104.0% | $9,133+119.1% | $6,689+199.2% |
| Admin fee / account holder | $378 | $16,364-97.7% | $13,899-97.3% | $13,390-97.2% |