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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,733 | $88,996+10.9% | $78,004+26.6% | $138,895-28.9% |
| Participation rate | 61.5% | 74.4%-12.8pp | 69.4%-7.9pp | 79.9%-18.4pp |
| Annual return | 21.06% | 28.03%-7.0pp | 31.07%-10.0pp | 145.39%-124.3pp |
| Employer contribution / active EE | $2,012 | $2,917-31.0% | $2,469-18.5% | $4,194-52.0% |
| Participant deferral / active EE | $4,927 | $4,724+4.3% | $4,092+20.4% | $6,396-23.0% |
| Admin fee / account holder | $0 | $8,807-100.0% | $7,578-100.0% | $12,562-100.0% |