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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,965 | $105,160-77.2% | $94,679-74.7% | $139,456-82.8% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 16.67% | 38.04%-21.4pp | 156.75%-140.1pp | 373.45%-356.8pp |
| Employer contribution / active EE | $3,690 | $4,107-10.1% | $3,673+0.5% | $4,753-22.4% |
| Participant deferral / active EE | $4,483 | $7,599-41.0% | $7,417-39.6% | $6,711-33.2% |
| Admin fee / account holder | $314 | $8,988-96.5% | $7,233-95.7% | $11,407-97.2% |