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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,883 | $107,941-76.9% | $91,994-73.0% | $152,897-83.7% |
| Participation rate | 56.3% | 81.2%-24.9pp | 78.6%-22.4pp | 82.5%-26.2pp |
| Annual return | 24.25% | 89.28%-65.0pp | 69.04%-44.8pp | 345.43%-321.2pp |
| Employer contribution / active EE | $3,984 | $4,212-5.4% | $3,453+15.4% | $4,764-16.4% |
| Participant deferral / active EE | $3,250 | $6,366-48.9% | $5,924-45.1% | $5,851-44.5% |
| Admin fee / account holder | $230 | $10,521-97.8% | $7,744-97.0% | $11,599-98.0% |