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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,686 | $111,535-44.7% | $105,223-41.4% | $137,256-55.1% |
| Participation rate | 47.1% | 78.1%-31.0pp | 75.0%-28.0pp | 80.0%-32.9pp |
| Annual return | 17.00% | 237.85%-220.9pp | 180.65%-163.7pp | 220.34%-203.3pp |
| Employer contribution / active EE | $1,347 | $3,939-65.8% | $3,689-63.5% | $4,156-67.6% |
| Participant deferral / active EE | $4,229 | $5,500-23.1% | $5,072-16.6% | $6,407-34.0% |
| Admin fee / account holder | $2,217 | $9,721-77.2% | $8,859-75.0% | $12,270-81.9% |