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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,395 | $196,972-65.3% | $182,262-62.5% | $198,609-65.6% |
| Participation rate | 55.6% | 85.7%-30.1pp | 84.2%-28.7pp | 82.4%-26.8pp |
| Annual return | 15.97% | 158.27%-142.3pp | 140.60%-124.6pp | 202.70%-186.7pp |
| Employer contribution / active EE | $3,518 | $5,364-34.4% | $5,046-30.3% | $5,055-30.4% |
| Participant deferral / active EE | $5,312 | $8,643-38.5% | $8,276-35.8% | $6,977-23.9% |
| Admin fee / account holder | $308 | $18,429-98.3% | $16,712-98.2% | $19,030-98.4% |