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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,427 | $156,398-85.7% | $147,318-84.8% | $138,895-83.9% |
| Participation rate | 45.5% | 83.8%-38.3pp | 82.1%-36.6pp | 79.9%-34.5pp |
| Annual return | 13.15% | 78.75%-65.6pp | 70.43%-57.3pp | 145.39%-132.2pp |
| Employer contribution / active EE | $2,416 | $4,853-50.2% | $4,593-47.4% | $4,194-42.4% |
| Participant deferral / active EE | $4,199 | $8,237-49.0% | $7,906-46.9% | $6,396-34.3% |
| Admin fee / account holder | $2,534 | $14,976-83.1% | $13,708-81.5% | $12,562-79.8% |