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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,525 | $167,522-89.5% | $151,639-88.4% | $134,532-87.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -15.84% | 7.81%-23.7pp | 3.34%-19.2pp | 418.27%-434.1pp |
| Employer contribution / active EE | $3,600 | $6,828-47.3% | $6,165-41.6% | $4,741-24.1% |
| Participant deferral / active EE | $5,100 | $8,986-43.2% | $8,363-39.0% | $6,401-20.3% |
| Admin fee / account holder | $550 | $13,780-96.0% | $11,613-95.3% | $11,429-95.2% |