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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,255 | $94,439-94.4% | $73,658-92.9% | $154,746-96.6% |
| Participation rate | 83.3% | 64.7%+18.7pp | 57.0%+26.3pp | 80.7%+2.6pp |
| Annual return | 22.31% | 28.25%-5.9pp | 29.72%-7.4pp | 172.34%-150.0pp |
| Employer contribution / active EE | $0 | $1,257-100.0% | $1,032-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $2,074 | $2,527-17.9% | $2,062+0.6% | $6,730-69.2% |
| Admin fee / account holder | $502 | $3,843-86.9% | $3,357-85.0% | $14,365-96.5% |