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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,201 | $78,428+3.5% | $95,960-15.4% | $79,852+1.7% |
| Participation rate | 92.2% | 73.5%+18.7pp | 77.1%+15.1pp | 69.6%+22.5pp |
| Annual return | 18.34% | 19.37%-1.0pp | 91.63%-73.3pp | 31.72%-13.4pp |
| Employer contribution / active EE | $1,016 | $1,945-47.8% | $2,541-60.0% | $2,471-58.9% |
| Participant deferral / active EE | $3,395 | $3,440-1.3% | $4,167-18.5% | $3,740-9.2% |
| Admin fee / account holder | $3,720 | $5,622-33.8% | $6,797-45.3% | $5,306-29.9% |