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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,075 | $60,349-30.3% | $74,184-43.3% | $62,881-33.1% |
| Participation rate | 89.5% | 72.7%+16.7pp | 76.6%+12.9pp | 69.3%+20.2pp |
| Annual return | 6.94% | 21.38%-14.4pp | 17.74%-10.8pp | 20.14%-13.2pp |
| Employer contribution / active EE | $964 | $1,680-42.6% | $2,370-59.3% | $2,281-57.7% |
| Participant deferral / active EE | $1,991 | $2,856-30.3% | $3,550-43.9% | $3,203-37.8% |
| Admin fee / account holder | $7,806 | $4,261+83.2% | $5,586+39.8% | $4,296+81.7% |