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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,318 | $84,236-87.8% | $170,435-93.9% | $70,126-85.3% |
| Participation rate | 44.8% | 70.8%-26.0pp | 83.6%-38.8pp | 69.5%-24.7pp |
| Annual return | 44.12% | 23.06%+21.1pp | 205.94%-161.8pp | 73.15%-29.0pp |
| Employer contribution / active EE | $977 | $3,387-71.2% | $5,432-82.0% | $2,343-58.3% |
| Participant deferral / active EE | $1,853 | $3,086-39.9% | $4,939-62.5% | $3,332-44.4% |
| Admin fee / account holder | $34 | $5,698-99.4% | $13,881-99.8% | $4,645-99.3% |