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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,657 | $95,406-53.2% | $185,849-76.0% | $85,847-48.0% |
| Participation rate | 69.0% | 68.8%+0.2pp | 81.7%-12.7pp | 69.3%-0.4pp |
| Annual return | 34.91% | 23.59%+11.3pp | 122.10%-87.2pp | 318.61%-283.7pp |
| Employer contribution / active EE | $3,285 | $3,314-0.9% | $5,169-36.4% | $2,565+28.1% |
| Participant deferral / active EE | $6,192 | $3,424+80.9% | $5,569+11.2% | $3,952+56.7% |
| Admin fee / account holder | $8,248 | $7,214+14.3% | $16,244-49.2% | $6,261+31.7% |