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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,592 | $115,911-10.6% | $100,530+3.0% | $158,950-34.8% |
| Participation rate | 86.7% | 81.6%+5.1pp | 79.4%+7.3pp | 82.0%+4.7pp |
| Annual return | 16.99% | 34.80%-17.8pp | 30.89%-13.9pp | 302.91%-285.9pp |
| Employer contribution / active EE | $1,745 | $4,104-57.5% | $3,418-48.9% | $4,762-63.4% |
| Participant deferral / active EE | $10,579 | $6,676+58.5% | $6,271+68.7% | $5,983+76.8% |
| Admin fee / account holder | $7,447 | $10,999-32.3% | $8,083-7.9% | $11,248-33.8% |