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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,947 | $96,558-36.9% | $80,977-24.7% | $273,972-77.8% |
| Participation rate | 53.8% | 79.1%-25.2pp | 75.8%-22.0pp | 83.0%-29.2pp |
| Annual return | 6.59% | 15.14%-8.6pp | 17.11%-10.5pp | 41.46%-34.9pp |
| Employer contribution / active EE | $0 | $4,869-100.0% | $3,715-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $7,464 | $6,598+13.1% | $5,696+31.0% | $5,287+41.2% |
| Admin fee / account holder | $10,796 | $7,493+44.1% | $5,517+95.7% | $10,133+6.6% |