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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,204 | $159,978+47.0% | $147,041+60.0% | $145,978+61.1% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 10.61% | 98.36%-87.8pp | 419.21%-408.6pp | 550.52%-539.9pp |
| Employer contribution / active EE | $4,304 | $5,288-18.6% | $4,935-12.8% | $4,662-7.7% |
| Participant deferral / active EE | $13,520 | $8,429+60.4% | $8,071+67.5% | $6,690+102.1% |
| Admin fee / account holder | $9,349 | $15,053-37.9% | $13,006-28.1% | $13,400-30.2% |