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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,727 | $138,102+31.6% | $125,381+44.9% | $134,532+35.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.54% | 750.73%-768.3pp | 572.31%-589.9pp | 418.27%-435.8pp |
| Employer contribution / active EE | $4,396 | $5,245-16.2% | $4,815-8.7% | $4,741-7.3% |
| Participant deferral / active EE | $12,831 | $7,801+64.5% | $7,448+72.3% | $6,401+100.5% |
| Admin fee / account holder | $2,571 | $11,568-77.8% | $10,007-74.3% | $11,429-77.5% |