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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $420,494 | $124,330+238.2% | $109,173+285.2% | $167,536+151.0% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 11.04% | 26.04%-15.0pp | 25.75%-14.7pp | 478.82%-467.8pp |
| Employer contribution / active EE | $5,428 | $4,209+29.0% | $3,723+45.8% | $4,839+12.2% |
| Participant deferral / active EE | $10,008 | $5,256+90.4% | $4,654+115.0% | $6,342+57.8% |
| Admin fee / account holder | $1,039 | $7,974-87.0% | $6,755-84.6% | $12,315-91.6% |