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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,695 | $97,732+244.5% | $83,831+301.6% | $135,380+148.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -5.64% | 1287.56%-1293.2pp | 850.99%-856.6pp | 519.81%-525.4pp |
| Employer contribution / active EE | $6,185 | $4,222+46.5% | $3,631+70.3% | $4,779+29.4% |
| Participant deferral / active EE | $7,424 | $4,683+58.5% | $4,082+81.9% | $5,609+32.4% |
| Admin fee / account holder | $4,277 | $6,675-35.9% | $5,479-21.9% | $10,828-60.5% |