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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,908 | $29,736-49.9% | $56,033-73.4% | $80,935-81.6% |
| Participation rate | 92.5% | 41.7%+50.8pp | 52.5%+40.0pp | 67.7%+24.8pp |
| Annual return | 15.74% | 35.28%-19.5pp | 1711.38%-1695.6pp | 35.66%-19.9pp |
| Employer contribution / active EE | $1,084 | $671+61.5% | $1,041+4.2% | $2,757-60.7% |
| Participant deferral / active EE | $2,413 | $1,228+96.4% | $1,954+23.5% | $4,299-43.9% |
| Admin fee / account holder | $1,073 | $2,434-55.9% | $2,827-62.0% | $6,924-84.5% |