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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,678 | $27,943-61.8% | $58,507-81.7% | $75,177-85.8% |
| Participation rate | 95.8% | 38.8%+57.0pp | 50.9%+45.0pp | 67.2%+28.6pp |
| Annual return | 21.99% | 44.22%-22.2pp | 4252.32%-4230.3pp | 160.75%-138.8pp |
| Employer contribution / active EE | $1,038 | $670+55.0% | $1,053-1.4% | $2,671-61.1% |
| Participant deferral / active EE | $2,378 | $1,202+97.9% | $1,922+23.7% | $4,126-42.4% |
| Admin fee / account holder | $500 | $1,727-71.1% | $2,486-79.9% | $5,651-91.2% |