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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,417 | $39,036-81.0% | $80,784-90.8% | $85,851-91.4% |
| Participation rate | 97.1% | 41.6%+55.6pp | 54.2%+43.0pp | 69.3%+27.8pp |
| Annual return | 20.77% | 26.31%-5.5pp | 87.31%-66.5pp | 318.63%-297.9pp |
| Employer contribution / active EE | $989 | $722+36.9% | $1,160-14.8% | $2,565-61.4% |
| Participant deferral / active EE | $2,384 | $1,326+79.8% | $2,145+11.1% | $3,952-39.7% |
| Admin fee / account holder | $373 | $2,429-84.7% | $3,380-89.0% | $6,261-94.0% |