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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,975 | $172,111-57.6% | $150,298-51.4% | $137,256-46.8% |
| Participation rate | 66.7% | 81.7%-15.0pp | 77.8%-11.1pp | 80.0%-13.3pp |
| Annual return | 19.85% | 69.37%-49.5pp | 62.79%-42.9pp | 220.34%-200.5pp |
| Employer contribution / active EE | $3,572 | $4,636-23.0% | $4,154-14.0% | $4,156-14.1% |
| Participant deferral / active EE | $8,153 | $6,166+32.2% | $5,453+49.5% | $6,407+27.3% |
| Admin fee / account holder | $4,414 | $16,471-73.2% | $14,116-68.7% | $12,270-64.0% |