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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,978 | $93,589-26.3% | $135,942-49.3% | $75,181-8.2% |
| Participation rate | 97.2% | 75.2%+22.0pp | 81.9%+15.3pp | 67.2%+30.0pp |
| Annual return | 23.19% | 30.90%-7.7pp | 68.28%-45.1pp | 160.69%-137.5pp |
| Employer contribution / active EE | $4,322 | $3,537+22.2% | $4,858-11.0% | $2,671+61.9% |
| Participant deferral / active EE | $9,194 | $6,405+43.5% | $7,759+18.5% | $4,126+122.8% |
| Admin fee / account holder | $2,008 | $6,977-71.2% | $10,764-81.3% | $5,650-64.5% |