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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,488 | $82,674-38.9% | $125,381-59.7% | $68,486-26.3% |
| Participation rate | 97.1% | 75.1%+22.0pp | 82.4%+14.7pp | 67.9%+29.2pp |
| Annual return | -19.83% | -5.97%-13.9pp | 572.31%-592.1pp | -7.85%-12.0pp |
| Employer contribution / active EE | $4,289 | $3,382+26.8% | $4,815-10.9% | $2,597+65.2% |
| Participant deferral / active EE | $8,877 | $6,111+45.3% | $7,448+19.2% | $4,028+120.4% |
| Admin fee / account holder | $614 | $6,277-90.2% | $10,007-93.9% | $5,404-88.6% |