Retirement plan

QUESTCO COMPANIES RETIREMENT PLAN

Name: QUESTCO HOLDINGS, INC. - QUESTCO COMPANIES RETIREMENT PLAN (2018) Form 5500
Creator: QUESTCO HOLDINGS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, QUESTCO COMPANIES RETIREMENT PLAN, QUESTCO HOLDINGS, INC.

QUESTCO HOLDINGS, INC.EIN 81-2333797Plan #001PY 2018

100 COMMERCIAL CIRCLE, BUILDING B - CONROE, TX 77304800-256-7823

Prospect flagsLow participationFailed to transmit contributionsCorrective distributions

How to read this page

Total assets (EOY)

$54.4M

-34.3% from 2018

Total participants

4,272

+14.8% from 2018

Average account balance

$27,448

-11.0% from 2018

Annual return

52.38%

-56.58 pp from 2018

Benchmarks

See 286 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants1,000-4,999

Cohort286 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$441.58M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$37K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

11,809

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

58.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$68.44M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.27%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$248

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 10 of 19 by compensation

Provider	Service type	Compensation
RBF CAPITAL MANAGEMENT, INC.2+ years Filed as: RBF CAPITAL MANAGEMENT INC. Service code 16 · EIN 45-5277485	Consulting	$212,937
MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years Service code 49 · EIN 04-1590850	Other Services	$118,837
BDO USA, LLP1 year Filed as: BDO USA LLP Service code 49 · EIN 13-5381590	Other Services	$28,807
VESTAL & WILER CPAS1 year Filed as: VESTAL & WILER, CPAS, PA Service code 10 · EIN 59-3198021	Accounting	$19,634
AB FUNDS2+ years Service code 52 · EIN 13-3747683	Indirect Investment Fees	$0
AMERICAN FUNDS2+ years Service code 52 · EIN 95-1411037	Indirect Investment Fees	$0
BLACKROCK2+ years Service code 52 · EIN 51-0318674	Indirect Investment Fees	$0
COLUMBIA2+ years Service code 52 · EIN 36-3376651	Indirect Investment Fees	$0
DELAWARE INVESTMENTS2+ years Service code 52 · EIN 23-2450217	Indirect Investment Fees	$0
FIRST EAGLE2+ years Service code 52 · EIN 13-3392291	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2J2F2G2K2R3D3H2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$119K

$29 / participant

Investment mgmt$46K38.7%
Contract admin$69K57.9%
Other / not subdivided$4K3.3%

% of EOY assets

0.218%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: VESTAL & WILER, CPAS
Auditor EIN: 593198021
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$27,448

$34,242-19.8%

$76,518-64.1%

$75,289-63.5%

Participation rate

44.7%

43.9%+0.7pp

68.0%-23.3pp

72.4%-27.8pp

Annual return

52.38%

-0.98%+53.4pp

-0.27%+52.6pp

-0.04%+52.4pp

Employer contribution / active EE

$714

$975-26.7%

$2,647-73.0%

$2,405-70.3%

Participant deferral / active EE

$1,586

$1,872-15.3%

$3,836-58.7%

$3,739-57.6%

Admin fee / account holder

$60

$112-46.5%

$4,849-98.8%

$102-41.4%

Provider

Service type

Compensation

RBF CAPITAL MANAGEMENT, INC.2+ years

Filed as: RBF CAPITAL MANAGEMENT INC.

Service code 16 · EIN 45-5277485

Consulting

$212,937

MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years

Service code 49 · EIN 04-1590850

Other Services

$118,837

BDO USA, LLP1 year

Filed as: BDO USA LLP

Service code 49 · EIN 13-5381590

Other Services

$28,807

VESTAL & WILER CPAS1 year

Filed as: VESTAL & WILER, CPAS, PA

Service code 10 · EIN 59-3198021

Accounting

$19,634

AB FUNDS2+ years

Service code 52 · EIN 13-3747683

Indirect Investment Fees

AMERICAN FUNDS2+ years

Service code 52 · EIN 95-1411037

Indirect Investment Fees

BLACKROCK2+ years

Service code 52 · EIN 51-0318674

Indirect Investment Fees

COLUMBIA2+ years

Service code 52 · EIN 36-3376651

Indirect Investment Fees

DELAWARE INVESTMENTS2+ years

Service code 52 · EIN 23-2450217

Indirect Investment Fees

FIRST EAGLE2+ years

Service code 52 · EIN 13-3392291

Indirect Investment Fees

QUESTCO COMPANIES RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

QUESTCO COMPANIES RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion