Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,115 | $63,354-35.1% | $94,105-56.3% | $82,637-50.2% |
| Participation rate | 49.3% | 63.8%-14.6pp | 71.9%-22.7pp | 68.1%-18.8pp |
| Annual return | 16.61% | 34.36%-17.8pp | 204.55%-187.9pp | 53.51%-36.9pp |
| Employer contribution / active EE | $118 | $1,760-93.3% | $2,504-95.3% | $2,552-95.4% |
| Participant deferral / active EE | $2,117 | $2,873-26.3% | $3,881-45.4% | $4,126-48.7% |
| Admin fee / account holder | $4,292 | $5,073-15.4% | $6,199-30.8% | $7,339-41.5% |