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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,772 | $185,312-88.3% | $161,489-86.5% | $154,746-85.9% |
| Participation rate | 89.5% | 82.5%+7.0pp | 78.7%+10.8pp | 80.7%+8.8pp |
| Annual return | 21.48% | 103.84%-82.4pp | 89.72%-68.2pp | 172.34%-150.9pp |
| Employer contribution / active EE | $1,653 | $4,769-65.3% | $4,268-61.3% | $4,379-62.2% |
| Participant deferral / active EE | $2,739 | $6,350-56.9% | $5,630-51.3% | $6,730-59.3% |
| Admin fee / account holder | $908 | $18,654-95.1% | $16,006-94.3% | $14,365-93.7% |