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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,431 | $125,797+46.6% | $170,057+8.5% | $75,177+145.3% |
| Participation rate | 88.5% | 83.6%+4.9pp | 87.0%+1.5pp | 67.2%+21.3pp |
| Annual return | 18.85% | 27.20%-8.3pp | 53.42%-34.6pp | 160.75%-141.9pp |
| Employer contribution / active EE | $7,856 | $4,616+70.2% | $6,790+15.7% | $2,671+194.1% |
| Participant deferral / active EE | $16,222 | $6,838+137.2% | $10,411+55.8% | $4,126+293.1% |
| Admin fee / account holder | $8,959 | $8,177+9.6% | $12,826-30.2% | $5,651+58.5% |