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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,955 | $184,000-7.1% | $162,185+5.4% | $152,909+11.8% |
| Participation rate | 94.4% | 88.5%+5.9pp | 87.6%+6.9pp | 82.5%+12.0pp |
| Annual return | 28.57% | 150.80%-122.2pp | 115.61%-87.0pp | 345.46%-316.9pp |
| Employer contribution / active EE | $7,116 | $6,370+11.7% | $5,613+26.8% | $4,764+49.4% |
| Participant deferral / active EE | $13,041 | $8,033+62.4% | $7,297+78.7% | $5,851+122.9% |
| Admin fee / account holder | $527 | $13,124-96.0% | $10,844-95.1% | $11,601-95.5% |