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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,602 | $209,874-10.1% | $189,537-0.5% | $167,536+12.6% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 15.17% | 748.61%-733.4pp | 555.34%-540.2pp | 478.82%-463.6pp |
| Employer contribution / active EE | $8,361 | $6,913+20.9% | $6,161+35.7% | $4,839+72.8% |
| Participant deferral / active EE | $16,714 | $8,934+87.1% | $8,220+103.3% | $6,342+163.5% |
| Admin fee / account holder | $2,539 | $14,299-82.2% | $12,048-78.9% | $12,315-79.4% |