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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,541 | $111,830-89.7% | $93,696-87.7% | $145,884-92.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 0.60% | 204.08%-203.5pp | 133.74%-133.1pp | 551.85%-551.3pp |
| Employer contribution / active EE | $2,410 | $3,093-22.1% | $2,422-0.5% | $4,662-48.3% |
| Participant deferral / active EE | $3,068 | $4,920-37.6% | $4,417-30.5% | $6,690-54.1% |
| Admin fee / account holder | $2,345 | $10,249-77.1% | $8,287-71.7% | $13,392-82.5% |