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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,594 | $97,125-73.6% | $86,233-70.3% | $137,256-81.4% |
| Participation rate | 25.0% | 74.2%-49.2pp | 69.0%-44.0pp | 80.0%-55.0pp |
| Annual return | 21.92% | 74.19%-52.3pp | 61.39%-39.5pp | 220.34%-198.4pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $2,504-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $1,820 | $5,180-64.9% | $4,559-60.1% | $6,407-71.6% |
| Admin fee / account holder | $7,055 | $9,725-27.5% | $8,342-15.4% | $12,270-42.5% |